Buy Down Mortgage Calculator
2025
Client
Joe***
From
United States
The Challenge
It’s was challenging to derive the formula of this calculator. As the client was unable to brief about calculation formulas. How the 1-0 Buydown, 1-1 Buydown, 2-1 Buydown, 3-2-1 Buydown values is calculated and also how the concession required and llpa adjustment to pricing is calculated.
Live Example 👇
Estimated Monthly Instalment
855,900
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Contact Now1-0 BUY DOWN
Buydown Rate | Note Rate Payment | Buydown Payment | Monthly Savings | # of Payments | Annual Savings / Buydown Cost | |
---|---|---|---|---|---|---|
Year 1 | ||||||
1-0 Buydown Total Cost | ||||||
Concession Required (Based on Purchase Price) | ||||||
LLPA Adjustment to Pricing |
1-1 BUY DOWN
Buydown Rate | Note Rate Payment | Buydown Payment | Monthly Savings | # of Payments | Annual Savings / Buydown Cost | |
---|---|---|---|---|---|---|
Year 1 | ||||||
Year 2 | ||||||
1-1 Buydown Total Cost | ||||||
Concession Required (Based on Purchase Price) | ||||||
LLPA Adjustment to Pricing |
2-1 BUY DOWN
Buydown Rate | Note Rate Payment | Buydown Payment | Monthly Savings | # of Payments | Annual Savings / Buydown Cost | |
---|---|---|---|---|---|---|
Year 1 | ||||||
Year 2 | ||||||
2-1 Buydown Total Cost | ||||||
Concession Required (Based on Purchase Price) | ||||||
LLPA Adjustment to Pricing |
3-2-1 BUY DOWN
Buydown Rate | Note Rate Payment | Buydown Payment | Monthly Savings | # of Payments | Annual Savings / Buydown Cost | |
---|---|---|---|---|---|---|
Year 1 | ||||||
Year 2 | ||||||
Year 3 | ||||||
3-2-1 Buydown Total Cost | ||||||
Concession Required (Based on Purchase Price) | ||||||
LLPA Adjustment to Pricing |
Feedback
— Joe***
“Exception experience! Very polite, communicative, and did a great job with our calculator buildout.”